Fashion is not confined to runways or affluent circles
Unlocking Financial Freedom: A Practical Approach to Mindset Shift
The plethora of solutions, from personal development books to life coaches and courses, can be overwhelming.
New Year financial assessment
Initially, it felt like a personal failure to have wiped out my safety net.
Smart Holiday Spending: Managing Inflation,Marketing Tricks, and Embracing Meaningful Moments
Before you start shopping, decide exactly what you can afford to spend. Review your income, essential expenses like housing, food, and transportation, and savings goals. Any discretionary money left is your holiday spending cap.
Build your gift list to align with that bottom line, even if it means making it shorter. Don’t let marketing and emotions press you into overspending. Buy only what you can truly afford.
BREAKING THE CYCLE: Navigating Credit Card Debt, Financial Anxiety, and Childhood Trauma
Credit cards, initially a tool for convenience, often become a double-edged sword. According to recent studies, a significant majority carries revolving balances, paying substantial interest rates that can exacerbate financial strain.
Sinking funds
A sinking fund is a type of savings account that is set aside for future expenses. It is a crucial tool for managing your finances…
Retiring on Your Own Terms: The Importance of Money and Numbers in Determining Retirement Readiness
Retirement is a phase of life that most of us look forward to, but the traditional approach of linking retirement to age is becoming outdated.
Breaking Free from Social Media Comparison: The Importance of Focusing on Your Own Financial Journey
When we compare our financial life to others, we often forget about the unique circumstances and challenges that each person faces. We only see the highlight reel of their life and not the struggles, debt, or financial hardship that they may be experiencing behind the scenes.
REPROGRAMMING BROKE MIND
If you think you are broke, then you are. We all are well too familiar with the term “you are what you think”, I believe…
The Living Colors
A few years ago, I decided to interview a few Haitian Women for a personal project. The goal was to have them reflect on certain…