The plethora of solutions, from personal development books to life coaches and courses, can be overwhelming.
New Year financial assessment
Initially, it felt like a personal failure to have wiped out my safety net.
Smart Holiday Spending: Managing Inflation,Marketing Tricks, and Embracing Meaningful Moments
Before you start shopping, decide exactly what you can afford to spend. Review your income, essential expenses like housing, food, and transportation, and savings goals. Any discretionary money left is your holiday spending cap.
Build your gift list to align with that bottom line, even if it means making it shorter. Don’t let marketing and emotions press you into overspending. Buy only what you can truly afford.
BREAKING THE CYCLE: Navigating Credit Card Debt, Financial Anxiety, and Childhood Trauma
Credit cards, initially a tool for convenience, often become a double-edged sword. According to recent studies, a significant majority carries revolving balances, paying substantial interest rates that can exacerbate financial strain.
Sinking funds
A sinking fund is a type of savings account that is set aside for future expenses. It is a crucial tool for managing your finances…
Retiring on Your Own Terms: The Importance of Money and Numbers in Determining Retirement Readiness
Retirement is a phase of life that most of us look forward to, but the traditional approach of linking retirement to age is becoming outdated.
Breaking Free from Social Media Comparison: The Importance of Focusing on Your Own Financial Journey
When we compare our financial life to others, we often forget about the unique circumstances and challenges that each person faces. We only see the highlight reel of their life and not the struggles, debt, or financial hardship that they may be experiencing behind the scenes.
MY TOP 5 PERSONAL FINANCE BOOK
Quit like a millionaire This book was amazing not only on a personal finance level but a great roadmap to pursue FIRE ( financial independence…
JUST DO IT
Budgeting is not always fun, someday you make mistakes, some days you have emergencies and things are chaotic. But it is essential to have a roadmap of your finances. When those unexpected turns happen, you can bounce back.
HOW TO PAY OFF DEBT QUICK
When it comes to personal finances, you are the pilot of your life. You cannot let it just go by, or go with the flow. Just like you have specific career goals, body goals, relationship goals, travel goals; in addition one should have financial goals. If not, debt accumulation occurs and you found yourselves owing an insurmountable amount of money. But it is not the end of the world, now that you know better, you will…